In order to receive and retain the Electronic Communications, you must have a valid e-mail address and a computer equipped as described below. If you change your e-mail address, you must promptly change your contact information or notify HDFS to update your contact information.
Internet access and a browser that supports 128-bit encryption (or higher) such as Microsoft® Internet Explorer
An operating system meeting the below minimum requirements for either Microsoft® Windows® or Macintosh®:
Windows XP SP3 with IE8, Chrome 33, or Firefox 27
Windows 7 with IE8, IE10, Chrome 33, or Firefox 27
Macbook OS 10.9 with Safari 7.0.3, Chrome 33, or Firefox 27
iOS 6 with Safari 6
iOS 7 with Safari 7
Android 4 with Chrome 33
Adobe Acrobat Reader® is required to open and/or save a portable document format (PDF).
For Windows XP SP3 and Windows 7: version 9.5 or higher.
For MAC iOS Intel: version 10.1.4 or higher
For Android: 10.6.1 or higher
Modem or other connection:
(56 kbps or higher recommended)
If you have a printer, you may also print a copy of your Electronic Communications. You can do this at no additional cost by simply clicking the “Print” button in your browser or for documents viewed in Adobe Acrobat format, using the Adobe print feature. Or you may use a hard disk or removable disk drive with diskette to retain a copy of Electronic Communications.